If you’ve lived in Shreveport, Louisiana for any length of time, you know hailstorms aren’t just rare flukes — they’re a reality every spring and summer. But after a storm passes, how can you tell if your roof suffered enough hail damage to qualify for a full insurance-covered replacement?
At Brown’s Roofing, we’ve been helping Shreveport homeowners navigate roof insurance claims for years. Here’s what we want every local homeowner to understand about hail damage and your insurance rights.
🧊 Shreveport Hail: Small Stones, Big Problems
While North Louisiana doesn’t always get baseball-sized hail, we’ve seen plenty of ¾” to 1.5” hail cause serious damage in neighborhoods from Southern Hills to Broadmoor to North Bossier.
Common signs of hail damage in our area include:
- Granule loss from asphalt shingles
- Cracked or lifted shingles after impact
- Dented vents, flashings, and gutter systems
- Shingle bruising that you often can’t see from the ground
Remember, even if you don’t see obvious damage from your yard, a trained eye on the roof may spot enough impact to justify a claim.
📋 What Insurance Companies Require in Louisiana
Each insurance provider has their own playbook, but we’ve seen the patterns. Most adjusters in Shreveport use a 10 ft x 10 ft “test square” to count hail hits.
✅ Typical approval thresholds:
- 8+ hail hits per test square
- Damage across at least 3 slopes of the roof
- Signs of functional damage (like granule loss or exposed underlayment)
It’s important to note that functional damage means the roof’s ability to protect your home is compromised — not just how it looks. Cosmetic damage, such as light scuffing or color changes, may not be covered without a special rider.
🛠️ What Brown’s Roofing Does for Shreveport Homeowners
After a hailstorm, many roofing companies come knocking — some from out of state. But we’re based right here in Shreveport, and we’ve earned a reputation for honest inspections and quality work.
Here’s how we help you:
- Free storm inspection within 24–48 hours
- Detailed photo report of any damage we find
- We meet your insurance adjuster onsite, ensuring no damage is overlooked
- We handle the full replacement process, including supplements and permits
We’ve worked with nearly every major insurance provider in Louisiana, and we know how to help our customers get fair treatment.
🏡 What If My Insurance Denied the Claim?
It happens. Adjusters are human, and they sometimes miss key damage. If your insurance company denies your claim or offers only a small repair allowance, you have the right to request a reinspection.
We’ve helped many Shreveport residents get a reversal on their initial claim — even when they were told “no” the first time. With the right documentation and advocacy, a second inspection can lead to full roof replacement approval.
⚠️ Why Timely Action Matters in Shreveport
In Louisiana, you typically have one year from the date of the storm to file an insurance claim. Waiting too long could forfeit your chance to get your roof covered. Plus, undetected hail damage can lead to:
- Slow leaks
- Mold growth
- Insulation deterioration
- Loss of resale value
Even if you’re not sure your home was hit hard, it’s always better to get a free inspection than risk future repairs coming out of pocket.
📞 Book Your Free Roof Inspection in Shreveport, LA
At Brown’s Roofing, we’re proud to serve our neighbors across Shreveport, Bossier City, and surrounding communities. If your home has been through a recent hailstorm — or if you’re not sure — let’s take a look.
✅ Fast inspections
✅ Insurance claim support
✅ Experienced local roofers who live where you do
Call us today or book your free inspection online. We’ll walk the roof, handle the paperwork, and make sure your family is protected for years to come.
Brown’s Roofing – Trusted by Shreveport homeowners for honest work, strong roofs, and fair insurance guidance.
